DC Industry Insights
Articles covering relevant trends we are seeing in the industry and how they may impact your retirement plan and/or investment portfolio.
Observations on the Current State of Stable Value Funds
Following the financial crisis in 2008, there were some questions about the role stable value would continue to play as a capital preservation option in defined contribution plans. A few managers and wrap providers exited the business, while the remaining wrap providers increased fees to cover the additional perceived risk. Since that time, the industry […]Read More
Impacts of COVID-19 on Financial Wellbeing Programs
The Employee Benefit Research Institute (EBRI) conducted their annual Financial Wellness Survey. In light of the current environment, there was a special focus on the impact of COVID-19. The highlights are shared below and throughout the shared presentation (available here). The pandemic has brought to light a need for benefits that can adapt to the […]Read More
Having Both a 401(k) Plan and an IRA: How Much Does This Change the Retirement Asset Picture?
Oftentimes, reporting on retirement assets focuses on the average balances of either 401(k) plans or individual retirement accounts (IRAs). While this provides invaluable information on the behavior within those accounts, it does not show a complete picture of the amount of retirement assets workers or retirees have accumulated. Many individuals hold both 401(k) plans and […]Read More