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DC Industry Insights

Articles covering relevant trends we are seeing in the industry and how they may impact your retirement plan and/or investment portfolio.

How Do Retirees’ Spending Patterns Change Over Time?

The Health and Retirement Study (HRS) and the Consumption and Activities Mail Survey (CAMS), examined the spending behavior of older Americans for the 50–64, 65–74, and 75-or-older age groups between 2005 and 2017, biennially, with the following observations: Average annual total spending is lower for households in older age groups compared with those in younger […]

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Setting Every Community Up for Retirement Enhancement Act of 2019

On December 20th, President Trump signed the Setting Every Community Up for Retirement Enhancement (SECURE) Act into law. Enactment of the SECURE Act is the most significant retirement policy legislation since the Pension Protection Act in 2006. The goal of the legislation is to enhance the retirement income security of Americans by making retirement plans […]

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Student Loan Debt: Trends and Implications

One of the most pressing issues for American families is the growing cost of higher education. Consequently, given this increasing cost, more American families are taking on student loan debt. EBRI examined the incidence of student loan debt among American families including trends going back to 1992. Furthermore, the amount of outstanding student loan debt […]

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