DC Industry Insights
Articles covering relevant trends we are seeing in the industry and how they may impact your retirement plan and/or investment portfolio.
Setting Every Community Up for Retirement Enhancement Act of 2019
On December 20th, President Trump signed the Setting Every Community Up for Retirement Enhancement (SECURE) Act into law. Enactment of the SECURE Act is the most significant retirement policy legislation since the Pension Protection Act in 2006. The goal of the legislation is to enhance the retirement income security of Americans by making retirement plans […]Read More
Student Loan Debt: Trends and Implications
One of the most pressing issues for American families is the growing cost of higher education. Consequently, given this increasing cost, more American families are taking on student loan debt. EBRI examined the incidence of student loan debt among American families including trends going back to 1992. Furthermore, the amount of outstanding student loan debt […]Read More
Emergency Savings: The Reality of Workers’ Liquid Savings
An important factor for a family’s financial well-being is the ability to cover unexpected expenses, such as a car or furnace repair, or something even more financially challenging such as a loss of a job. However, according to Federal Reserve data, only half of workers say they have a rainy-day fund that could cover three […]Read More